Budget Direct Car Insurance

Budget Direct Car Insurance is part of the Budget Insurance group of companies that have insured policies worldwide. In Australia alone, Budget Direct Car Insurance issues thousands of car insurance policies to drivers every week.

Budget Direct Car Insurance claims to have more comprehensive underwriting than other insurers. Budget Direct Car Insurance underwriting principles allow them to identify "high risk" drivers. Budget Direct Car Insurance has the liberty to refuse to insure drivers who, according to their standards, are "high risk. Consequently, Budget Direct Car Insurance's risk profile is kept at minimum which allows them to give highly competitive car insurance rates to qualified drivers.

Budget Direct Car Insurance Products

Budget Direct Car Insurance offers a variety of car insurance products to their clients. It has gold comprehensive car insurance cover, standard comprehensive car insurance cover, third party property cover, third party fire and theft cover, and CTP Green Slip cover.

Budget Direct Car Insurance's gold comprehensive car insurance covers damages cased by your cars to other people's property and the repairs to the damages to your car up to the value that you insured it for. With Budget Direct Car Insurance's gold comprehensive car insurance comes some perks which include emergency transport and accommodation cover, hire car cover after theft, new car replacement, an amount for personal effects, death benefit, an amount to cover replacement keys and an amount to cover for damages or theft of child seats in your car.

Budget Direct Car Insurance's standard comprehensive insurance was awarded by Cannex with host of awards in April 2008. Standard comprehensive insurance policy covers damages caused by your car to other people's property and repairs to your damaged car up to the amount you insured it for. Budget Direct Car Insurance's standard comprehensive insurance also covers emergency transport and accommodation and car rental after theft.

The third party property policy covers the damages caused by your car to other people's property plus a limited amount to cover repairs to your car in a no fault accident with an uninsured vehicle.

Budget Direct Car Insurance's third party fire and theft policy covers for loss or damage to your car if it's stolen or catches fire plus the damages that your car caused to other people's property. This policy is available only to the insured car whose total value is less than $10,000.

CTP Green Slip of Budget Direct Car Insurance protects you from legal liabilities from personal injury claims.